THE NATIONAL AGENCY FOR CREDIT RESTORATION & FINANCIAL LITERACY

Credit Restoration Institute
Credit Restoration Institute
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Wellness

Statement of the Problem


In today’s fast-paced financial landscape, the link between creditworthiness and mental health is increasingly evident as individuals grapple with financial stress and its profound impact on overall wellness. Poor credit scores can lead to heightened anxiety, depression, and a sense of helplessness, undermining a person’s ability to make sound financial decisions and secure opportunities for growth. At Credit Restoration Institute, our commitment is to provide holistic support that addresses both financial rehabilitation and mental wellness, ensuring individuals can rebuild their creditworthiness and regain control over their financial and personal lives.

Our Mission

About Nancy Leonard, LPC

ON-SITE TRAUMA THERAPIST:

"I recognize the value of asking for and receiving help and how difficult that may be to do. I bring to the relationship an atmosphere of safety, acceptance and confidentiality. In addition to traditional therapies, I am an EMDR trauma therapist, and a Certified Substance Abuse Counselor.


As far as social distancing...you may request a  HIPAA compliant, confidential video session at no extra charge. Telehealth is covered by most insurance companies and is a safe alternative to face-to-face interaction."

Wellness Committee

Nancy Leopard: Trauma Therapist

Jimmy Chistmas: Clinical Social Worker

Jimmy Chistmas: Clinical Social Worker

Jimmy Chistmas: Clinical Social Worker

Jimmy Chistmas: Clinical Social Worker

Jimmy Chistmas: Clinical Social Worker

Sandra Thorton: Wellness Consultant

Jimmy Chistmas: Clinical Social Worker

Charles Inch: Trauma-Crime Defense Law

Charles Inch: Trauma-Crime Defense Law

Charles Inch: Trauma-Crime Defense Law

Charles Inch: Trauma-Crime Defense Law

Cotina Brake: Mental Wellness Advocate

Charles Inch: Trauma-Crime Defense Law

Cotina Brake: Mental Wellness Advocate

Larry Telford: Home Care Services

Charles Inch: Trauma-Crime Defense Law

Cotina Brake: Mental Wellness Advocate

Erica Ponder: Comm. Health Worker

Dr. Shunkweiler: Spine & Sports Chiropractor

Dr. Shunkweiler: Spine & Sports Chiropractor

Dr. Shunkweiler: Spine & Sports Chiropractor

Dr. Shunkweiler: Spine & Sports Chiropractor

Dr. Shunkweiler: Spine & Sports Chiropractor

Dr. Michah Allen: Naturopathic Doctor

Dr. Shunkweiler: Spine & Sports Chiropractor

Dr. Michah Allen: Naturopathic Doctor

Restoration and Well Being

Credit restoration is an intervention that consists of services designed to improve an individual’s creditworthiness, which can positively contribute to reducing debt and the financial stress and psychosocial indicators associated with indebtedness. In addition, credit repair schools offer valuable education on these services. Findings obtained in the pilot research study on the impact of creditworthiness on financial well-being, anxiety, depression, and hopelessness suggest the need to enhance or create services programs and interventions as collaborative interdisciplinary initiatives, potentially facilitated through a credit restoration portal.

Credit Worthiness

Credit worthiness is the extent to which a person is considered suitable to receive financial credit, often based on their reliability in paying money back in the past. This concept of credit worthiness has a significant effect on one's mental health. For many, access to basic human needs is heavily reliant on your credit score. Unfortunately, those with poor or bad credit may find themselves trapped in a cycle of debt, leading to increased anxiety, depression, and hopelessness. To address these issues, individuals can explore credit repair schools and utilize a credit restoration portal to improve their financial standing and overall well-being.

Diversity and Racial Equity

Our approach to diversity is simple: it’s about embracing everyone. From cultivating a culture where all employees can bring their best selves to work to deploying diversity initiatives that support all, we’re committed to building a more equitable workplace and society. This commitment extends to our partnerships with credit repair schools and resources like our credit restoration portal, which aim to empower individuals in their financial journeys. "If every member of society doesn't focus on helping every member of our society, then who are we as a society?" Robert Linkonis, Executive Director.

Credit Restoration Institute: Empowering Communities

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Credit Restoration Institute

31 North Providence Road, North Chesterfield, Virginia 23235, United States

(804) 823-9601 Toll free: (800) 648-5157

Hours of operation: Monday-Friday 9:00am - 5:00pm


 


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