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Our mission is to empower individuals and families with the knowledge, resources, and support needed to achieve financial stability, housing security, and long-term economic success.
Through personalized counseling, education, and community-focused programs, we help clients make informed financial decisions and reach their goals with confidence.
Older adults often face unique financial and housing challenges.
Our programs may provide support related to:
We assist veterans and military families with housing and financial counseling services designed to address their unique circumstances and goals.
Educational workshops and community training sessions may cover:
We believe strong communities begin with financially empowered residents.
Through partnerships, outreach initiatives, and educational programming, we help create pathways toward:
This is a comprehensive program designed to empower individuals with the skills and knowledge needed to achieve financial stability and credit restoration. By offering tailored credit education, personalized counseling, and access to financial and mental health resources, ACII addresses the unique challenges faced by underserved communities.
The ACII Business Initiative is a specialized program aimed at equipping entrepreneurs with the tools to build robust business credit and financial acumen. Through a 4-6 week curriculum, combining virtual and in-person classes, participants learn essential skills such as business credit establishment, financial management, and strategic planning.
Our Home Front Advantage program offers comprehensive pre-and post-housing education to Richmond residents, equipping them with the knowledge and skills needed for successful homeownership. Through workshops, counseling, and personalized guidance, participants learn about budgeting, mortgage processes, and maintaining property value.
The CRI DIY Program empowers individuals to take control of their financial future through self-guided credit restoration and financial education. This flexible initiative provides comprehensive resources, including step-by-step guides, online tools, and educational materials, enabling participants to improve their credit scores independently.
Step 1: Schedule a Consultation
Meet with a certified counselor to discuss your goals and challenges.
Step 2: Complete a Financial Assessment
We'll review your financial and housing situation to better understand your needs.
Step 3: Create Your Personalized Action Plan
Receive customized recommendations and achievable next steps.
Step 4: Ongoing Support
Our team remains available to help you stay on track and continue making progress.
We believe everyone deserves access to quality financial education, affordable housing opportunities, and the tools needed to build generational wealth.

Whether you're buying your first home, improving your credit, managing debt, preventing foreclosure, or planning for long-term financial success, we're here to help.
Contact us today to schedule your counseling session and start building a stronger financial future.
The Credit Restoration Institute (CRI) collaborates with industry leaders and experts to empower individuals on their journey to financial well-being. Through our credit restoration portal, you can explore our network of trusted partners, including various credit repair schools, and learn how together, we can make a significant impact on the lives of countless individuals seeking to rebuild and strengthen their credit.


Credit Restoration Institute
31 North Providence Road, North Chesterfield, Virginia 23235, United States
(804) 823-9601 Toll free: (800) 648-5157
Hours of operation: Monday-Friday 9:00am - 5:00pm
Copyright © 2023 Credit Restoration Institute - All Rights Reserved.
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