THE NATIONAL AGENCY FOR CREDIT RESTORATION & FINANCIAL LITERACY

Credit Restoration Institute
Credit Restoration Institute
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Credit Restoration Institute: Your Path to Financial Freedom

Credit Restoration Institute: Your Path to Financial FreedomCredit Restoration Institute: Your Path to Financial FreedomCredit Restoration Institute: Your Path to Financial Freedom
Contact
Enroll

Credit Restoration Institute: Your Path to Financial Freedom

Credit Restoration Institute: Your Path to Financial FreedomCredit Restoration Institute: Your Path to Financial FreedomCredit Restoration Institute: Your Path to Financial Freedom
Contact
Enroll

15+ Years Of Community Impact

15+ Years Of Community Impact

10.000+ Lives Empowered

15+ Years Of Community Impact

Thousands Of Families Housed

HUD-Approved Housing Counseling Agency.

HUD-Approved Housing Counseling Agency.

HUD-Approved Housing Counseling Agency.

BUILDING STRONGER FINANCIAL FUTURES, ONE FAMILY AT A TIME

Professional housing counseling, financial coaching, credit guidance, and homeownership education designed to help individuals and families achieve lasting financial stability.


Whether you're preparing to buy a home, improving your credit, preventing foreclosure, managing debt, or planning for the future, our certified counselors provide personalized support every step of the way.

ENROLL

Voices. Real Impact.

Voices. Real Impact.

Voices. Real Impact.

Hear from individuals and families.

who are building better futures everday

Our Services

Voices. Real Impact.

Voices. Real Impact.

Comprehensive programs designed to

meet you where you are and take you where you want to go.

Trusted Guidance. Real Solutions. Lasting Results.

Financial challenges can feel overwhelming, but you don't have to navigate them alone.

Our experienced counselors work with individuals, families, seniors, veterans, first-time homebuyers, and community members to develop practical strategies that create sustainable financial success.


We believe everyone deserves access to quality financial education, affordable housing opportunities, and the tools needed to build generational wealth.

HOW WE HELP

Homebuyer Education & Counseling

Gain the knowledge and confidence needed to navigate the homebuying process, understand mortgage options, improve financial readiness, and become a successful homeowner.


Learn More

Credit & Financial Coaching

Learn how to strengthen your credit profile, manage debt responsibly, build savings, and create a personalized plan for financial wellness.


Learn More

Foreclosure Prevention

If you're facing mortgage challenges, our counselors can help you understand available options and connect you with resources designed to help you remain in your home whenever possible.


Learn More

Financial Wellness & Trauma Counseling

Financial Wellness & Trauma Counseling

Access wellness therapy and trauma counseling designed to help individuals and families cope with the emotional effects of debt, financial crises, foreclosure, job loss, and other life transitions while building resilience.

Learn More

Debt Management Assistance

Financial Wellness & Trauma Counseling

Debt Management Assistance

Work with certified counselors to evaluate your financial situation, develop a repayment strategy, and regain control of your finances.


Learn More

Rental Housing Support

Financial Wellness & Trauma Counseling

Debt Management Assistance

Rental Housing Support

Receive guidance on budgeting, tenant responsibilities, rental affordability, housing options, and pathways toward future homeownership.


Learn More
fill out our Intake Interest Form!

A Personalized Approach to Financial Wellness

Every financial journey is unique.


That's why we take time to understand your goals, challenges, and opportunities before creating a customized action plan designed to help you move forward with confidence.


Our counselors provide:

✔ One-on-one counseling

✔ Financial action plans

✔ Credit and budget reviews

✔ Housing guidance

✔ Resource referrals

✔ Ongoing support and accountability


Who We Serve

We proudly support:

First-time homebuyers

Current homeowners

Renters

Seniors

Veterans and military families

Low-to-moderate income households

Rural communities

Individuals rebuilding credit

Families seeking financial stability


No matter where you are on your journey, we're committed to helping you reach your goals.


Contact Us

Why Choose Us?

Certified Expertise

Our trained counselors provide professional, unbiased guidance focused on your best interests.


Community-Focused

We are committed to strengthening individuals, families, and communities through education and empowerment.


Personalized Support

Every client receives individualized attention and solutions tailored to their unique circumstances.


Long-Term Impact

We don't just solve immediate challenges—we help build a foundation for lasting financial success.


Join Us

Help Our Cause

Your support and contributions will enable us to meet our goals and fund our mission.

Donate

Partnerships

The Credit Restoration Institute (CRI) collaborates with industry leaders and experts to empower individuals on their journey to financial well-being. Through our credit restoration portal, you can explore our network of trusted partners, including various credit repair schools, and learn how together, we can make a significant impact on the lives of countless individuals seeking to rebuild and strengthen their credit.

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our partnership with Greenpath and Balance

We partner with  GreenPath and Balance to provide access to certified nonprofit financial counseling, debt management, housing counseling, and financial education services—helping individuals and families build a stronger financial future.

Proud partner with GreenPath

Proud partner with GreenPath

Proud partner with GreenPath

About GreenPath

GreenPath is a trusted national nonprofit, certified by the National Foundation for Credit Counseling and rated A+ by the Better Business Bureau, with more than 60 years of experience.

• NFCC Membership

• ISO 9001 Certification

• HUD-Approved Housing Counseling

• U.S. Trustee Program Approval

• BBB Membership


Proud partner with Balance

Proud partner with GreenPath

Proud partner with GreenPath

About Balance

• Non-profit serving consumers

since 1969 Licensed nationwide

• HUD-approved nationwide

• Council on Accreditation

Certified

• Largest provider of financial

education and counseling

• Partner with Fannie Mae and

Freddie Mac

• Deliver financial wellness

programs online, in person, and

by phone

Credit Restoration Institute: Empowering Communities

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Credit Restoration Institute

31 North Providence Road, North Chesterfield, Virginia 23235, United States

(804) 823-9601 Toll free: (800) 648-5157

Hours of operation: Monday-Friday 9:00am - 5:00pm


 


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