



Professional housing counseling, financial coaching, credit guidance, and homeownership education designed to help individuals and families achieve lasting financial stability.
Whether you're preparing to buy a home, improving your credit, preventing foreclosure, managing debt, or planning for the future, our certified counselors provide personalized support every step of the way.
Our experienced counselors work with individuals, families, seniors, veterans, first-time homebuyers, and community members to develop practical strategies that create sustainable financial success.
We believe everyone deserves access to quality financial education, affordable housing opportunities, and the tools needed to build generational wealth.

Gain the knowledge and confidence needed to navigate the homebuying process, understand mortgage options, improve financial readiness, and become a successful homeowner.

Learn how to strengthen your credit profile, manage debt responsibly, build savings, and create a personalized plan for financial wellness.

If you're facing mortgage challenges, our counselors can help you understand available options and connect you with resources designed to help you remain in your home whenever possible.

Access wellness therapy and trauma counseling designed to help individuals and families cope with the emotional effects of debt, financial crises, foreclosure, job loss, and other life transitions while building resilience.

Work with certified counselors to evaluate your financial situation, develop a repayment strategy, and regain control of your finances.

Rental Housing Support
Receive guidance on budgeting, tenant responsibilities, rental affordability, housing options, and pathways toward future homeownership.

Every financial journey is unique.
That's why we take time to understand your goals, challenges, and opportunities before creating a customized action plan designed to help you move forward with confidence.
Our counselors provide:
✔ One-on-one counseling
✔ Financial action plans
✔ Credit and budget reviews
✔ Housing guidance
✔ Resource referrals
✔ Ongoing support and accountability

We proudly support:
First-time homebuyers
Current homeowners
Renters
Seniors
Veterans and military families
Low-to-moderate income households
Rural communities
Individuals rebuilding credit
Families seeking financial stability
No matter where you are on your journey, we're committed to helping you reach your goals.

Certified Expertise
Our trained counselors provide professional, unbiased guidance focused on your best interests.
Community-Focused
We are committed to strengthening individuals, families, and communities through education and empowerment.
Personalized Support
Every client receives individualized attention and solutions tailored to their unique circumstances.
Long-Term Impact
We don't just solve immediate challenges—we help build a foundation for lasting financial success.

Your support and contributions will enable us to meet our goals and fund our mission.
The Credit Restoration Institute (CRI) collaborates with industry leaders and experts to empower individuals on their journey to financial well-being. Through our credit restoration portal, you can explore our network of trusted partners, including various credit repair schools, and learn how together, we can make a significant impact on the lives of countless individuals seeking to rebuild and strengthen their credit.
We partner with GreenPath and Balance to provide access to certified nonprofit financial counseling, debt management, housing counseling, and financial education services—helping individuals and families build a stronger financial future.
About GreenPath
GreenPath is a trusted national nonprofit, certified by the National Foundation for Credit Counseling and rated A+ by the Better Business Bureau, with more than 60 years of experience.
• NFCC Membership
• ISO 9001 Certification
• HUD-Approved Housing Counseling
• U.S. Trustee Program Approval
• BBB Membership
About Balance
• Non-profit serving consumers
since 1969 Licensed nationwide
• HUD-approved nationwide
• Council on Accreditation
Certified
• Largest provider of financial
education and counseling
• Partner with Fannie Mae and
Freddie Mac
• Deliver financial wellness
programs online, in person, and
by phone



Credit Restoration Institute
31 North Providence Road, North Chesterfield, Virginia 23235, United States
(804) 823-9601 Toll free: (800) 648-5157
Hours of operation: Monday-Friday 9:00am - 5:00pm
Copyright © 2023 Credit Restoration Institute - All Rights Reserved.
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