EMPOWERING PEOPLE. BUILDING GENERATIONAL WEALTH.
Credit Education • Housing Counseling • Financial Education • Wraparound Services
Proudly serving Richmond, VA and surrounding communities.
The Credit Restoration Institute (CRI) collaborates with industry leaders and experts to empower individuals on their journey to financial well-being. Through our credit restoration portal, you can explore our network of trusted partners, including various credit repair schools, and learn how together, we can make a significant impact on the lives of countless individuals seeking to rebuild and strengthen their credit.


HOUSING INITIATIVES
Our focus is on the preparedness of citizens for sustainable and affordable housing. CRI also contributes to the public good through our programs and services designed to heal self-destructive behavioral health issues related to financial stressors.
OUR SERVICES INCLUDE:
- Pre and Post-Purchase Housing Counseling and Workshops
- Financial Management and Budget Counseling
- Housing Counseling Services
- Credit Improvement Workshops
- Debt management programs
- Foreclosure prevention services
HUD Counselor Exam ID# VA46612800
HOUSING SUSTAINABILITY:
We provide leaders with actionable information as well as support local and regional housing networks, while encouraging a healthy lending and financial environment for all participants/renters. Our foreclosure intervention services can help you navigate through challenging times, and CRI can assess your situation to make recommendations based on current government or lender programs. Together, you and your Counselor can draft a process that suits your current financial situation the best. For those interested in learning more about financial management, we also provide resources through credit repair schools and access to our credit restoration portal to enhance your financial literacy.
"Ensuring accessible and affordable housing for Virginians isn’t just a basic requirement, it’s a strategic pillar for our state’s continued success, by keeping homes affordable and available, we are cultivating economic growth, strengthening our communities, and laying the foundation for a thriving Virginia.”
-Governor Younkin

The National Agency for Credit Restoration & Financial Literacy
The Credit Restoration Institute is a 501c3 Non-Profit Corporation composed of Credit Repair Experts in Richmond, Virginia, dedicated to providing resources often found in credit repair schools.
Mission Statement:
Our mission is to help remove barriers that prevent individuals and families from acquiring permanent housing, stable employment, and the best possible quality of life.
Vision Statement:
The Credit Restoration Institute's vision is to contribute to the benefit and well-being of the public by improving pathways for safe and healthy living. We achieve this through our credit restoration portal and by offering access to resources and infrastructure, along with our credit repair and restoration, financial education, and consulting workshops, programs, and services.

Choosing the right company to help you navigate the world of credit repair can be intimidating. With over 15+ years of experience in factual credit restoration in Richmond, VA, and across the country, we’ve been helping people improve credit scores and better their lives. Our team of legal and local professionals works closely together and with you to achieve your financial goals. Additionally, we provide access to valuable resources, including credit repair schools and a comprehensive credit restoration portal, to support your journey toward financial stability.

Interested in joining our Board of Directors and contributing to our credit repair schools? Click the button below to apply through our credit restoration portal.
Join us and the Better Housing Coalition at our Homebuyer's Club: Homeownership Series events if you'd like to learn how to become a homeowner!
Our next Homebuyer's Club event takes place on November 13th at 6806 Paragon Place Suite 300. Everyone is welcome, whether you've never bought a home before, or you've already bought several!
We offer a variety of courses and programs that each delve into a specific aspect of credit-related topics, including budgeting, saving strategies, debt managing and more. Click below for more information on our programs and courses, Coffee & Credit events, and the "Credit Expert."
Credit Restoration Institute
31 North Providence Road, North Chesterfield, Virginia 23235, United States
(804) 823-9601 Toll free: (800) 648-5157
Hours of operation: Monday-Friday 9:00am - 5:00pm
Copyright © 2023 Credit Restoration Institute - All Rights Reserved.
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