With a passion for credit restoration, the leadership team at the Credit Restoration Institute (CRI) has built a growing, ethical credit restoration company dedicated to restore hope to those facing credit challenges. CRI contributes to the public good through its programs and services designed to restore hope and health to the lost, hurting, disenfranchised, and those suffering from depression, anxiety, fear, hopelessness, suicidal and other self-destructive behavioral health issues relating to financial stressors.
Executive Director
Board Chair
Board Member
Treasurer
Board Member
Board Member
Board Member
Board Member
Executive Director, Credit Restoration Institute
Robert is a Certified Credit Professional and a NACSO Certified Credit Expert. Before starting his first credit restoration company, Credit Restoration Associates in 2007, Robert spent 12 years in the finance industry specializing in credit improvement. His specialty is “fixing credit for loan approval” and he has helped thousands of clients qualify for financing and bonding.
Robert is on the Board of Directors for NACSO, (the National Association of Credit Services Organization). NACSO is the trade association that regulates compliance and ethics in the credit repair industry.
Robert sits on the Education Committee for NACSO, and with 2 other nationally recognized credit experts, created the comprehensive study guide and 150 question certification exam for the NACSO Certified Credit Repair Specialist © qualification and job description.
Robert is the Credit Expert and Moderator for several consumer websites, and is the go-to credit expert for many network organizations offering content in credit and finance.
Robert was a featured speaker of the City of Richmond’s Financial Conference in 2014, has taught consumer and business credit courses for Virginia Union University and George Mason University, Virginia Community Capital, and numerous charitable organizations.
Chief Academic Officer and Dean of Faculty for Omega Graduate school
Dr. Hughes serves as the Chief Academic Officer and Dean of Faculty for Omega Graduate school, is a Professor of doctoral social research, communication and leadership courses, and dissertation preparatory courses including statistics, dissertation foundations, and research design and methodology, and is the co-chair of the doctoral Graduate Research Council. She has served as CEO, President, VP, and Executive Director of non-profit and for-project organizations and as Program Manager for projects ranging from small to large & complex in non-profit, for-profit, military, and government organizations.
She has held senior and executive management positions throughout her career. She has worked in social services and behavioral health and in Information Management, Technology & Policy fields during her tenure.
She is a transformational leader who thinks strategically, motivates people to achieve business objectives, builds trusted relationships, collaborates across diverse and multi-functional & multi-cultural teams, and focuses on outcomes, customers, and growth. As a thought leader with strong communication and presentation skills, she contributes to a culture of innovation, collaboration, and partnership, with a willingness to proactively coach, mentor, facilitate, share knowledge, model, and advocate initiatives for positive change.
Hughes holds a triple degree at the Bachelor level in Philosophy, Psychology & Criminal Justice from the SUNY Oswego, a Masters in Philosophy and a Masters ABT in Criminal Justice from the University of South Carolina, and a Doctorate from Oxford/Omega Graduate School in Social Science Research and the Integration of Religion and Society Studies.
CLICK HERE to Dr. Hughes "Credit Worthiness White Paper"
Human Resources Director, Washington County Schools
Dr. Andrea Wright is a dedicated person who loves helping others. She has worked in Human Resources for over 15 years and loves being a person who accepts the challenges the employee may be facing, and offering information to help solve the problem. She is a life-long learner and currently works for a K-12 public school district which is a different environment from working in higher education administration. She is a graduate of NC State University, University of Phoenix and University of Maryland Eastern Shore.
President/CEO - Legacy Consulting Group, LLC
A native of Omaha Nebraska, spending 40 plus years in Corporate Management Marketing, Product Development working for and with Fortune 50 and 100 sized companies. He was primarily focus involved products development from concept to delivery to the Consumer. Joe has held various levels of management from front line management to the executive suite.
Once he left the corporate world he started his own consulting business, which specialized in advising executive management, forming divisions, product development, strategic planning and marketing plans for mid and large size corporations. The Consulting business continues to work with both Domestic and International corporations.
Additionally, joining SCORE (Service Corp of Retired Executives) the Volunteer arm of the SBA in 2011 uses his experience and pass knowledge to entrepreneurs while remaining connected and involved in the business world. Holding various positions in the organization including Chapter Chair, District Director and Region Vice President. Working with Entrepreneurs from the beginning of their idea to those who are in business, this valuable insight into assisting individuals in realizing their dreams. Joe has enjoyed being an instructor for SBA sponsored Boots to Business program for military personnel. He has a strong belief in the mission because he believes service members have the discipline and training to succeed as business owners.
Joe’s career assignments have taken him and his family across the country. Once he left the corporate world he settled down in Richmond, Virginia where he has lived for the past 30 years.
Housing Services Manager (Office of Community Housing) Department of Behavioral Health & Developmental Services
Janna Wiener is currently the Housing Services Manager in the Office of Community Housing at the Department of Behavioral Health & Developmental Services where she oversees programs and staff that assist individuals with Intellectual or Developmental Disabilities lead successful and fulfilling lives integrated independently to their community of choice. Wiener holds a BS in International Hotel & Tourism Management and a MBA. She has worked in the affordable housing industry with special populations for over 15 years in the non-profit sectors as well as local and state government. Outside of work, she enjoys spending time with her family and traveling. She also speaks Spanish fluently.
President of Cartridge World USA
Greg Carafello began his career more than 41 years ago at Canon as a copier sales trainee, and rose through the ranks to become their youngest branch director at the age of 26. He and his wife went on to found their own company, AbraCadabra Color Copy Centers, which he sold after nearly two decades in business to focus on his franchising endeavors.
Greg has been part of the Cartridge World family as a Territory Master since July 2003. He brings with him a profound amount of knowledge with 41 years of experience in the printer hardware, fax, toner, large format, and franchising industries. Currently he serves as President and Co-Founder of Executive Franchise Group, LLC based out of New York City and is a franchising veteran.
Greg has vast expertise and skill as a master franchisee for several leading brands and currently serves as the first and only Area Representative for FastSigns International, Inc. and Principal Broker of First Choice Business Brokers of New York City. Likewise, he is a Certified Franchise Executive under the ICFE (Institute of Certified Franchise Executives) whose overall mission is to enhance the professionalism of franchising by endorsing the highest standards of quality training and education.
Resident of Richmond, VA since 1972, Graduated from College of William and Mary in 1992 with a Bachelor's degree in Finance, Worked in the mortgage industry as a lon processor and originator from 1993-2016. Joined Virginia Housing in 2016 as the Business Development & Training Manager in their Single-Family Homeownership Division and still retain that title. Daily tasks include: overseeing team of business Development Officers in different areas of Virginia, developing/maintain relationships with the 85+ lending partners who promote our programs to consumers, product development, marketing, team morale (aka joke telling).
Credit Restoration Institute
31 North Providence Road, North Chesterfield, Virginia 23235, United States
(804) 823-9601 Toll free: (800) 648-5157
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