Your credit worthiness will shape your future!
Click BELOW to see if you qualify for services that may be provided at no cost to you.
Click BELOW to see if you qualify for services that may be provided at no cost to you.
HOUSING INITIATIVES
Our focus is on the preparedness of citizens for sustainable and affordable housing. CRI also contributes to the public good through our programs and services designed to heal self-destructive behavioral health issues related to financial stressors.
OUR SERVICES INCLUDE:
HUD Counselor Exam ID# VA46612800
HOUSING SUSTAINABILITY:
We Provide leaders with actionable information as well as support local and regional housing networks, while encouraging a healthy lending and financial environment for all participants/renters. Foreclosure Intervention is part of our services and CRI can assess your situation to make recommendations based on current government or lender programs. Together, you and your Counselor can draft up a process that suits your current financial situation the best.
"Ensuring accessible and affordable housing for Virginians isn’t just a basic requirement, it’s a strategic pillar for our state’s continued success, by keeping homes affordable and available, we are cultivating economic growth, strengthening our communities, and laying the foundation for a thriving Virginia.”
-Governor Younkin
Credit Restoration Institute is a 501c3 Non-Profit Corporation
Credit Repair Experts in Richmond, Virginia
Mission Statement:
Our mission is to help remove barriers that prevent individuals and families from acquiring permanent housing, stable employment and the best possible quality of life.
Vision Statement:
The Credit Restoration Institute's vision is to contribute to the benefit and well-being of the public, improving pathways for safe and healthy living, and access to resources and infrastructure, through its credit repair and restoration, financial education, and consulting workshops, programs, and services.
Choosing the right company to help you navigate the world of credit repair can be intimidating. With over 15+ years of experience practicing factual credit restoration in Richmond, VA and across the country, we’ve been helping people improve credit scores and better their lives. Our team of legal, and local professionals work closely together and with you to achieve your financial goals.
Interested in being part of our Board of Directors? Click the button below to apply.
Credit worthiness is the extent to which a person is considered suitable to receive financial credit, often based on their reliability in paying money back in the past. Credit worthiness has a huge effect on one's mental health. For many, having access to basic human needs relies heavily on your credit score. Often, those with poor or bad credit end up in a cycle of debt resulting in higher levels of anxiety, depression, and hopelessness.
Credit Restoration is an intervention that consists of services designed to improve an individual’s creditworthiness, which can positively contribute to reducing debt and the financial stress and psychosocial indicators associated with indebtedness. Findings obtained In the pilot research study on the impact of creditworthiness on financial well-being, anxiety, depression, and hopelessness suggest the need to enhance or create services programs and interventions as collaborative interdisciplinary initiatives.
Our approach to diversity is simple: it’s about embracing everyone. From cultivating a culture where all employees can bring their best selves to work to deploying diversity initiatives that support all, we’re doing what it takes to build a more equitable workplace and society. "If every member of society doesn't focus on helping every member of our society, then who are we as a society?" Robert Linkonis, Executive Director.
The Credit Restoration Institute (CRI) collaborates with industry leaders and experts to empower individuals on their journey to financial well-being. Explore our network of trusted partners and learn how together, we can make a significant impact on the lives of countless individuals seeking to rebuild and strengthen their credit.
Credit Restoration Institute
31 North Providence Road, North Chesterfield, Virginia 23235, United States
(804) 823-9601 Toll free: (800) 648-5157
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